Last update done to this page on 15.08.2025

We aim to provide personal financing solutions that meets the requirements and needs of to enable all members of the community to apply and receive their financing product promptly. You can now submit a personal financing application that is compatible with Islamic law and with a competitive profit margin through digital application or by visiting one of our branches.

Terms and Conditions:

Personal finance for Saudis

• Minimum age: 20 years.
• Minimum salary: 4,000 SAR.
• Financing amount: Minimum 3,000 SAR, Maximum 500,000 SAR.
• Annual Percentage Rate (APR): Starts from 15.61% and varies based on financing amount and repayment terms.
• Repayment period: Ranges from 6 months to 60 months.
• Maximum deduction from salary: Up to 45%.

Personal finance for Expats

• Minimum age: 20 years.
• Minimum salary: 5,000 SAR.
• Financing amount: Minimum 3,000 SAR, Maximum 80,000 SAR.
• Annual Percentage Rate (APR): Starts from 15.61% and varies based on financing amount and repayment terms.
• Repayment period: Ranges from 6 months to 36 months.
• Maximum deduction from salary: Up to 45%.
Financing without guarantor