{"id":2257,"date":"2024-05-12T16:37:01","date_gmt":"2024-05-12T13:37:01","guid":{"rendered":"https:\/\/www.tamweel-aloula.com\/?page_id=2257"},"modified":"2026-04-08T10:08:08","modified_gmt":"2026-04-08T07:08:08","slug":"real-estate-financing","status":"publish","type":"page","link":"https:\/\/tamweel-aloula.com\/en\/real-estate-financing\/","title":{"rendered":"Real Estate Financing"},"content":{"rendered":"\n
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Last update done to this page on 01.04.2026<\/p>\n\n\n\n

Your Partner in Housing Financing Solutions<\/strong><\/p>\n\n\n\n

At Tamweel Aloula, we understand the significance of owning a home, and we’re dedicated to helping you achieve that dream. As a one of the leading financing companies, we specialize in providing tailored solutions that empower individuals and families to acquire their ideal homes with ease and confidence.<\/p>\n\n\n\n

Our Commitment to You<\/strong><\/strong><\/strong><\/p>\n\n\n\n

At the core of our values lies a commitment to transparency, integrity, and customer-centricity. We believe in fostering long-term relationships built on trust  and reliability. When you choose Tamweel Aloula, you\u2019re choosing a partner who is genuinely invested in your well-being and financial success.<\/p>\n\n\n\n

Our Housing Financing Solutions<\/strong><\/p>\n\n\n\n

Whether you\u2019re a first-time homebuyer or looking to upgrade to your dream home, we provide competitive financing options tailored to your specific requirements.<\/p>\n\n\n\n

Why Choose Tamweel Aloula?<\/strong><\/strong><\/strong><\/p>\n\n\n\n

\u2013 Expertise:<\/strong> With years of experience in the financing industry, our team of experts possesses the knowledge and expertise to guide you through every step of the financing process.<\/p>\n\n\n\n

\u2013 Flexibility:<\/strong> We understand that one size doesn\u2019t fit all. That\u2019s why we offer flexible financing solutions tailored to your unique needs and circumstances.<\/p>\n\n\n\n

\u2013 Competitive Rates:<\/strong> Enjoy competitive interest rates and favorable terms that make homeownership more accessible and affordable.<\/p>\n\n\n\n

\u2013 Exceptional Service:<\/strong> Our dedicated customer service team is committed to providing you with personalized assistance and support, ensuring a smooth and hassle-free experience from application to approval.<\/p>\n\n\n\n

Get Started Today<\/em><\/p>\n\n\n\n

Requirements<\/strong><\/strong><\/strong><\/strong><\/strong><\/p>\n\n\n\n

\u2022 A copy of the property title deed, both sides or electronic
\u2022 A stamped copy of the building permit or electronic copy that includes the barcode or electricity document stamped by the electricity company, building permit, instrument, and certificate of occupancy.
\u2022 Product financing application form (signed by the customer)
\u2022 The original sales contract signed by the owner or stamped by the company\/institution
\u2022 Providing property evaluation fees (the amount of evaluation fees is 2,300 riyals paid by the client)
\u2022 Providing the advance payment in the customer\u2019s account (it is required to be provided after the order is passed)
\u2022 If the company is not accredited, periods and wages are required + identification and authentication from the Chamber of Commerce
\u2022 A copy of the client\u2019s ID signed on the form by the client
\u2022 Defining the salary and ensuring that the letter is valid, not exceeding one month (approved format).
\u2022 Account statement + insurance print for the private and semi-governmental sectors and government agencies listed in social insurance
\u2022 The original form of the Retirement Authority or the General Organization for Social Insurance (for retirees)
\u2022 Original Takaful Medical Comprehensive Finance Questionnaire
\u2022 Furniture disclosure letter if there is furniture + a request to purchase an occupied property + a lease contract
\u2022 The owner\u2019s ID is required, if the owner is an individual, the owner and mobile number are written in it, and if the owner is a company, a commercial register is required, and the identity of a person authorized by the company is written, and the mobile number is written.
\u2022 The requirement to obtain a certificate from the National Water Company regarding the safety of the water connection and its compliance with the necessary requirements
\u2022 Minutes of the division of the land on which the property is located (if the land is divided and the deed is not divided)<\/p>\n<\/div><\/div>\n\n\n\n

Tamweel Aloula is here to help you turn your dream into reality. Discover the real estate financing solutions at Tamweel Aloula and take the first step towards home ownership today.<\/p>\n\n\n\n

Call to learn more or schedule an appointment to speak with Tamweel Aloula representative.<\/p>\n\n\n\n\n\n\n \n \n \n
\n<\/td>\n<\/tr>\n
\n Type of Housing<\/b>\n <\/td>\n \n Market Value of Property<\/b>\n <\/td>\n \n Loan-to-Value Ratio<\/b>\n <\/td>\n \n Fixed or Variable Interest Rate\/Profit<\/b>\n <\/td>\n \n Annual Percentage Rate (APR)<\/b>\n <\/td>\n \n Term in Years<\/b>\n <\/td>\n\t\t \n Repayment Type<\/b>\n <\/td>\n\t\t \n Monthly Installment Amount*<\/b>\n <\/td>\n\t\t \n Early Repayment Fees<\/b>\n <\/td>\n <\/tr>\n
Purchase of First Residential Property<\/td>\n 1,000,000.00<\/td>\n 90%<\/td>\n Fixed<\/td>\n 7.72%<\/td>\n 15<\/td>\n\t\t Principal and cost of term from monthly installment<\/td>\n 8,277.50<\/td>\n Profit for the next three installments<\/td>\n <\/tr>\n
Purchase of First Residential Property<\/td>\n 1,000,000.00<\/td>\n 90%<\/td>\n Fixed<\/td>\n 7.85%<\/td>\n 20<\/td>\n Principal and cost of term from monthly installment<\/td>\n 7,256.25<\/td>\n Profit for the next three installments<\/td>\n <\/tr>\n
Purchase of First Residential Property<\/td>\n 1,000,000.00<\/td>\n 90%<\/td>\n Fixed<\/td>\n 8.00%<\/td>\n 25<\/td>\n Principal and cost of term from monthly installment<\/td>\n 6,746.25<\/td>\n Profit for the next three installments<\/td>\n <\/tr>\n \n \n <\/tbody><\/table>\n\n\n\n
<\/div>\n\n\n\n

\u2022 The prices shown above include the monthly installment amount and the annual percentage rate at the beginning of the monthly installment collection for conventional financing, based on the company’s standard product rates, without additional repayment features. These do not apply to products or features provided to beneficiaries of the Ministry of Housing and the Real Estate Development Fund. If you choose a feature that allows for increasing installments, like the 2-in-1 feature, or decreasing installments, like the extended feature, the monthly installment amount and the annual percentage rate may change in subsequent periods, with details shown in the monthly repayment schedule within the financing contracts.
\u2022 The amounts due for early repayment reflect the profits for the first three months after two years from the start of the contract (months 25, 26, and 27), as early repayment is not allowed during the first two years of the contract. These amounts equal the cost of the term for the three subsequent installments after the last installment due before the beneficiary requests full early repayment according to the installment schedule. Profits for the next three months after the repayment month.
\u2022 The financing ratio for a second residence should not exceed 85%. The maximum financing term is 20 years.
\u2022The examples above are approximate, as the due financing is calculated based on the client’s existing obligations and monthly income information when applying for financing.
\u2022 The examples and prices shown above apply to conventional financing, where the financing and the annual percentage rate are calculated based on the client’s financial capability.<\/p>\n\n\n\n

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Last update done to this page on 01.04.2026 Your Partner in Housing Financing Solutions At Tamweel Aloula, we understand the significance of owning a home, and we’re dedicated to helping you achieve that dream. As a one of the leading financing companies, we specialize in providing tailored solutions that empower individuals and families to acquire […]<\/p>\n","protected":false},"author":1,"featured_media":3270,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-2257","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing.png",1540,300,false],"thumbnail":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing-150x150.png",150,150,true],"medium":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing-300x58.png",300,58,true],"medium_large":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing-768x150.png",768,150,true],"large":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing-1024x199.png",1024,199,true],"popup-image":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing-545x220.png",545,220,true],"1536x1536":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing-1536x299.png",1536,299,true],"2048x2048":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing.png",1540,300,false],"my-custom-image-size":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing-300x58.png",300,58,true],"menu-24x24":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing-24x5.png",24,5,true],"menu-36x36":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing-36x7.png",36,7,true],"menu-48x48":["https:\/\/tamweel-aloula.com\/wp-content\/uploads\/2025\/07\/RealEstateFinancing-48x9.png",48,9,true]},"uagb_author_info":{"display_name":"tamweel","author_link":"https:\/\/tamweel-aloula.com\/en\/author\/tamweel\/"},"uagb_comment_info":0,"uagb_excerpt":"Last update done to this page on 01.04.2026 Your Partner in Housing Financing Solutions At Tamweel Aloula, we understand the significance of owning a home, and we’re dedicated to helping you achieve that dream. As a one of the leading financing companies, we specialize in providing tailored solutions that empower individuals and families to acquire…","_links":{"self":[{"href":"https:\/\/tamweel-aloula.com\/en\/wp-json\/wp\/v2\/pages\/2257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tamweel-aloula.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tamweel-aloula.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tamweel-aloula.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tamweel-aloula.com\/en\/wp-json\/wp\/v2\/comments?post=2257"}],"version-history":[{"count":7,"href":"https:\/\/tamweel-aloula.com\/en\/wp-json\/wp\/v2\/pages\/2257\/revisions"}],"predecessor-version":[{"id":3781,"href":"https:\/\/tamweel-aloula.com\/en\/wp-json\/wp\/v2\/pages\/2257\/revisions\/3781"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tamweel-aloula.com\/en\/wp-json\/wp\/v2\/media\/3270"}],"wp:attachment":[{"href":"https:\/\/tamweel-aloula.com\/en\/wp-json\/wp\/v2\/media?parent=2257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}